AdamChalmers.

Debt Elimination Specialist

Where Is Your $150k+ Income Going?

If your pay disappears each week even though you're on a great income - good news!

You're about to save some money.

Most high income earners don't have a spending problem. They simply don't have a clear picture of where their money goes each pay.

The Spending Leak Detector shows you exactly where your cash is going so you can create more Financial Breathing Room and keep more of your pay in your pocket every week.

In just a few minutes, you'll discover the simple tweaks that will improve your cashflow, and see how much money you'll have spare every month - so you can save for that holiday, send your kids to sports camp, or smash years off your home loan.

Start My Spending Leak Scan

No bank logins required. (Results in around 2 minutes.)

Here's how it works:

Watch a video how-to here.

1. Upoad one month of transactions in a simple CSV file in format: date, description and amount

2. Click the green Scan My Spending button

3. Get your results!

The Spending Leak Detector
S.M.A.R.T MONEY

The Spending Leak Detector

Paste one month of transactions and get a clear snapshot of where your money is going — subscriptions, impulse purchases, BNPL and fees — plus practical opportunities to improve your cashflow.

Step 1 · Add Your Transactions

Format: date, description, amount. One transaction per line. Positive = money spent. You can load a sample to see how it works.

Or upload a simple CSV file:

We analyse spending patterns, not people. Everything runs locally in your browser, so nothing is uploaded or stored.

Judgement-Free Snapshot
See exactly where your money is going — and what to do next.
Waiting for data…
Spending to Review (Last 30 Days)
$0.00
Total Spent
$0.00
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Essential vs Flexible
$0 / $0
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Spending Categories
No spending has been reviewed yet. Paste or upload your transactions, then click Scan My Spending.
What We Noticed
Once you scan, we’ll highlight a few observations about your spending habits to help you understand where your money is going — without judgement.
Your Quick Wins
A few practical next steps will appear here after your spending is analysed.

Next Step: Small changes made consistently create lasting results. Pick one or two improvements to focus on this week, then build from there.

This is the same tool I used to save $1,523 a month.

Why I Created This Tool

Years ago, despite earning a good income, I constantly felt like I was behind financially. I realised the problem wasn't how hard I was working—it was that I didn't fully understand where my money was going or how my overall financial strategy was affecting my cashflow.

That's why I created the Spending Leak Detector. It's designed to help you build awareness first, because better decisions always start with better information.

Small Habits + Smart Strategy = Financial Breathing Room

Financial Breathing Room Comes From Two Things

Creating financial breathing room isn't about making one big change. Its about improving both your everyday spending habits and your overall financial strategy.

This tool helps you identify opportunities in both areas.

Better Spending Habits

Small day-to-day spending decisions can make a real difference over time. Identifying unnecessary subscriptions, impulse purchases, Buy Now Pay Later repayments and convenience spending can help you free up extra cash each month.

Smarter Financial Strategy
Better habits are only part of the picture. Making sure your mortgage and repayments are working efficiently can have an even bigger impact on your long-term cashflow by reducing unnecessary interest and helping your money work harder.

Ready to Create More Financial Breathing Room?

BOOK MY S.M.A.R.T STRATEGY SESSION

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